Auto Insurance in Texas

When you drive a car in Texas, you have to have specific coverage for that vehicle. If you don't have auto insurance, you could face several fees and fines as well as other punishments. There are several different types of coverage that are all a part of auto insurance. If you need an auto policy, be sure to call us at Allied Insurance Agency in Amarillo, TX.

Liability Coverage

Part of your auto coverage in Texas is the required coverages for liability coverage. These include bodily injury liability and property damage liability. These come into play when you cause the accident. There is a set minimum amount for one person injured in a vehicle accident and another amount required for all of the injured parties. There is also a separate amount for any property damage done to another vehicle, building, etc.

Personal Injury Protection

This is protection for your injuries. The state requires a minimum amount, but it's often recommended to get more than this amount because it is relatively low compared with other states, and medical bills can be very high.

Uninsured Motorist Coverage

There are also two kinds of uninsured motorist coverages that you can have in your Texas auto insurance policy. The first is bodily injury coverage. There is a set minimum amount mandated for one person injured in an accident with an uninsured motorist. There is another amount required for all of those who were injured in the accident. There is also coverage for property damage. There is a set minimum amount for this coverage, but it may not be enough for a serious accident like many of the other coverages in Texas.

Get Your Auto Policy

When you need an auto policy in Texas, Allied Insurance Agency has you covered. Call our office in Amarillo, TX to talk with an agent who can help.