At Allied Insurance Agency in Amarillo, TX, our skilled team of insurance professionals guides owners of various vehicles, including motorcycles, to understand whether they legally require insurance. Although insurance laws differ from one state to another, in Texas, the requirement for minimum coverage extends to all vehicle owners.
Is Motorcycle Insurance Mandatory in Texas?
According to the Texas Department of Insurance, every motorcycle owner must maintain an insurance policy carrying a minimum liability limit of $30,000 per injured person. In addition, the laws necessitate a minimum liability of $60,000 per accident and $25,000 for property damage per accident in a motorcycle insurance policy. Familiarized with the “30/60/25” coverage, these minimum requirements may not always address your specific insurance needs. Opting for higher coverage can provide financial security in circumstances needing expansive coverage. Other policy features may warrant considerations, such as replacing a stolen motorcycle.
Texas law imposes the same requirement on all vehicles. Our competent team can simplify your understanding of the minimum coverage and propose alternatives that are best suited to your lifestyle and personal circumstances.
For more information on how to comply with the legal insurance requirements for your motorcycle or other vehicles in Amarillo, TX, contact the expert team at Allied Insurance Agency today!