mobile-navigation Skip to content


Click to Call
Allied Insurance Agency

2511 S Arthur St,
Amarillo, TX 79103

Get Directions
Featured Blog

What Texas Renters Should Know About Liability Protection

For many Amarillo, TX renters, liability protection is a coverage component included in their rental insurance policies. Yet, just because it is common does not mean everyone understands the extent of this coverage. If you have a renter’s insurance policy, here are some essential coverage components you should understand.

Renters Insurance

Medical Payments

Liability protection often includes coverage for medical payments made on behalf of someone who does not reside in your home. If a guest is injured while visiting, no matter who is at fault, this coverage may help cover their medical bills. However, remember that this coverage component is typically extended to non-household members.

Beyond Property Loss

Another essential part of this coverage is that it can offer protection for losses beyond physical property, such as furniture. For instance, if your dog bites someone at a local Amarillo TX park, your liability coverage might cover their medical bills, missed time from work, and other associated costs.

Coverage Amounts

Not all policies have the same amount of liability coverage. One person might have a policy with $100,000, while someone else might have $250,000 in liability protection. Examine your circumstances to determine how much coverage you need. A professional at Allied Insurance Agency can help you review your coverage limits.

Legal Fee Assistance

Suppose a guest is injured in your home, and they decide to sue you for damages. In that case, the liability protection offered with your policy can help you cover the cost of any court costs, settlements, or legal fees associated with the case based on your policy limit.

We Are Here To Help

You must understand the depth of your liability protection. The more knowledgeable you are, the more you can get out of your policy and the more peace of mind you will have. Contact Allied Insurance Agency in Amarillo, TX to learn more about how your liability coverage can work for you.