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Allied Insurance Agency

2511 S Arthur St,
Amarillo, TX 79103

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My landlord already has insurance. Why do I need renters insurance as well?

Renters insurance from Allied Insurance Agency is an important tool to have in your back pocket when renting a property here in Amarillo, TX, even if your landlord already has insurance. While your landlord’s policy covers damage to the physical structure of the home, it doesn’t protect you from liability or theft of your personal possessions. 

That’s where renters insurance comes in.

Renters insurance protects you from accident costs and other damages not covered under your landlord’s policy. If a guest is injured on your property, for example, renters insurance can help cover their medical expenses and any legal costs that may arise. It also covers lost or stolen items like furniture, appliances, jewelry, and electronics. In addition, renters insurance provides coverage if you need to move out temporarily due to an unexpected event like a fire or natural disaster.

Ultimately, renters insurance gives you peace of mind knowing that you are well-protected against potential accidents and losses while living in someone else’s home. The small monthly premium may seem insignificant compared to the cost of replacing all of your valuables should something happen during your tenancy – making it well worth considering adding this extra layer of security to your rental agreement.

We Are Here To Help

For more information, give us at Allied Insurance Agency a call today. We are proud to serve the Amarillo, TX area and would be happy to help you find a policy that not only meets your needs but your budget as well. So don’t wait! Call us today! You will sleep better knowing that you are covered in case of an unexpected event.